Pension danger: If you get cash flow from a personal pension, maybe you have to pay some of it in direction of the IVA.

It’s ideal to pay home loan or rent arrears individually towards your IVA - this can quit you shedding your home.

Any property that you want to help keep, like a motor vehicle, have to be excluded from the IVA. If you do not need to incorporate an asset and also the insolvency practitioner won't Believe your creditors will comply with exclude it, your insolvency practitioner is not going to send the proposal on your creditors.

委託會計師及律師作為代理人。代理人會因應個別欠債人的情況，決定是否接納其案件。委託一經接納，欠債人需就開展債務重組進行宣誓，並由代表律師將臨時命令申請書呈送法庭存檔。

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持不反對申請證明到高等法院登記處，取得誓章表格。如果需要英文版本的破產解除證明書，則需使用英文誓章進行申請；

Payments are managed by an insolvency practitioner. An IVA stops the people today you owe from taking further more action against you. Several of your debt is prepared off at the top.

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債務人在申請時不需要立即繳交債務重組費用，本公司更提供分期付款，方便債務人，與您共渡時艱。

3DP Chip is absolutely free software that allows you to handle your components and motorists inside of 債務重組 a handy consumer interface. 3DP scans your Microsoft Windows Computer system 32-bit or sixty four-little bit operating process to detect equipment inside your

Giving your IVA is accepted, you’ll start out making regular payments to the organization taking care of your IVA. They’ll divide the money involving your creditors.

It is a typical problem and thankfully, you're going 債務舒緩收費 to be supplied with an alternative to produce a redundant copy of critical information prior to the analysis method commences.

i also verify that your company has reminded me you might notify your company Anytime to request you stop furnishing 債務舒緩收費 me with suitable direct promoting products.

If you have the money to repay your debts, alternative credit card debt repayment choices may very well be well worth looking at very first.